May the next year be more fruitful and fulfilling than the past. If you want to get a real sense of what is happening, who is behind it, and what is to be expected, you may wish to read Niall Ferguson's new, "Ascent of Money," a spell-binding book just right for the times. Also a multi-part series on PBS.

May the current administration and Congress one day realize anew where our wealth and prosperity have come from. It has not come from large organizations who have been given obscene bonuses and bailouts. Nor has it come from "special interest," and lobbyist groups. Nor has it come from banks or nauseating credit reporting agencies, currently sucking the blood from the small business sector while running cutsey ads on TV focused on young people. How ironic it is that the small business sector is being looked-to by almost everyone-- including Congress-- to get us out of this mess. 

Here is to your prosperity in the New Year!